Attend a Hearing on Stop-Loss Insurance

Date: August 12, 2015

The Maryland Insurance Administration will be holding a public hearing to gather information relating to the study of medical stop-loss insurance in self-funded employer health plans. Small business owners are encouraged to attend or submit written comments about how the recently enacted law, that changed the point at which stop-loss insurance
takes over from $10,000 to $22,500, will affect the way you provide health insurance for your employees.

The hearing will be held at 10 AM on Monday, September, 28, 2015 at the Maryland Insurance Administration
200 St. Paul Place
24th Floor Hearing Room
Baltimore, MD 21202

Members are invited to attend the hearing and provide comments. You may also submit written comments. 
Written comments should be sent to:
Nick Cavey, Assistant Director of Government and External Relations
Via email:
Via mail: 200 St. Paul Place, Suite 2700, Baltimore, Md. 21202
Via Fax:  410-468-2020.

Deadline for submission of informational written comments regarding the study is October 13, 2015. If you need assistance preparing comments, please contact Miranda Bond at

hearing is part of a study by the Maryland Insurance Administration that is required
by recent legislation that went into effect on June 1, 2015. This new law makes
it more difficult for small businesses to self-fund the insurance plans they
offer to employees. The new law changed the point at which stop-loss insurance
takes over from $10,000 to $22,500, with an aggregated attachment point of 120%
of expected claims, up from the current 115%.

Any questions for the Maryland Insurance Administration regarding this matter should be directed to Nancy Egan, Director of Government Relations by phone to 410-468-2488, or by e-mail to

More information about the scope of the study can be found in Section 2 of Chapter 494, of the Laws of Maryland 2015 at

Related Content: Small Business News | Maryland

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